The Best Ways for Shopping Life Insurance

Did you ever see the movie “Boiler Room”, where these slick stockbrokers scam people by selling them fake stocks and they make tons of money doing so?  This is the way I think of many of the “players” in the online life insurance sales market.  Not in the sense that they’re trying to scam you, but in the way that all they care about is the sale.  Whether it’s the best rate, product or insurance company for you or not, all that matters to them is the sale.

These online insurance website salesman all have quotas and if they don’t reach their quotas, they’re gone and replaced by the next salesman. I’ve been on sales/marketing confernece calls with some of the online “players” and while I believe many of the guys that own or run these agencies are probably good and ethical guys, these are not the guys “on the floor” and that are doing the actual sales.
I’m not saying all of the guys that are selling are unethical, but anytime you deal with a salesman that has a quota and is in a highly competitive industry you must question if what they’re offering is best for you.

We have built our business on always doing what’s best for our clients.  I personally do all of the sales related segments of our business, talking directly to customers, choosing the best insurance companies and dealing directly with underwriters and insurance company reps.  Being on the “frontlines” gives me a perspective that the owners and managers at the big online shops don’t have.
I have an excellent staff that helps me as it’s impossible to do everything myself, but everyone here is at your service to help you.

Go to www.google.com and type in “term life insurance quotes”.  Most of the websites on page 1 of google don’t offer ALL of the competitive insurance companies.  Compare them to the quotes you can get here on my quoter to the right.

What I’ve found is that some quality insurance companies with the best rates in the country right now are not being offered on most of the websites I’ve seen on page 1 of google.  “Superior” AM Best rated companies like Western Reserve Life, Cincinnati Life, Met Life, Ohio National Life, Principal Life, John Hancock, Columbus Life and Midland National are not being offered on most insurance websites.  I’m offering all of these carriers and hundred’s more.

The reason many insurance websites are not quoting ALL of the competitive companies is because dealing with hundred’s of insurance companies is complicated and causes a lot more work.  Many of the online insurance websites also have arrangements to sell only certain companies products that pay them more.

We offer every competitive insurance company in the country and every company that has a niche, or is better for certain health ailments, avocations, etc.  Give me a call or send me an email and let me know how I can help you or just request a quote to the right and give me your contact info and I’ll call or email you.